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How to Save Money - Tip Six
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Top Ten Money Saving Tips at ieke.com
- Save Money Tip 6
- Don't carry excessive debt. Some debt in our lives may be essential. We may need a mortgage to purchase a home, we may need to use our credit card to make purchases until pay-day, but your aim to save money should be to have as little debt as possible. Credit Card debt is typically the most expensive debt we may carry. You will be able to save money every month if you make it an absolute rule to pay off your outstanding balance every month. If you can have the discipline to do this you will save money by effectively having no credit card debt, and thus no interest charge on your credit card(s). Have a strategy to reduce whatever debt you do have. Of course, you have to make the monthly payments for the interest and the required minimum payments but every penny above that will reduce your debt so, if you can, make a point of paying back that penny.
Top Ten Money Saving Tips at ieke.com
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